Chapter 7 or Chapter 13 Bankruptcy Lawyers

Helping Florida Clients Get Relief From Debt

Home mortgages, car payments, credit card bills and other expenses can add up quickly. When you can no longer make ends meet, financial worries often become overwhelming. But you should know that you do have options.

At the Florida law office of Levins & Associates, L.L.C., we will help you decide if filing for Chapter 7 or Chapter 13 bankruptcy is in your best interests. We have helped many clients resolve their financial concerns. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

If you are struggling with overwhelming debt call 239-344-9471 to schedule a free bankruptcy consultation or contact us online.

The Right Debt Solution for You

Debt affects people from many different walks of life. Many clients come to us after losing a job or suffering a serious medical condition. Others have simply fallen behind on their bills. Some clients have significant assets; others have relatively little.

Whatever situation you are in, we will take the time to find the right debt relief option for you:

  • Chapter 7 Bankruptcy - If you qualify, Chapter 7 "liquidation" Bankruptcy offers the opportunity to discharge your debts, or you may wish to reaffirm a debt for those assets you wish to keep. Credit card and medical bills will be taken away completely.
  • Chapter 13 Bankruptcy - For many people facing home foreclosure, Chapter 13 "reorganization" Bankruptcy may be the better option. In this form of bankruptcy, you will create an affordable payment plan to repay some or all of your debt over a three to five year period. Also, Chapter 13 Bankruptcy allows you to strip away a second or third mortgage on your home, to help you reduce your payment while letting you stay in your home.
  • Bankruptcy alternatives - If bankruptcy is not in your best interests, we may be able to help you negotiate with your creditors to get the relief you need.

Our attorneys have the experience you need on your side. We will not push you toward a legal action that is not right for you. We will take the time to listen to your concerns and explain how each debt relief option can help you.

If you are facing staggering debt, you should know your options. Call 239-344-9471 to schedule a free consultation with one of our experienced bankruptcy lawyers or contact us online.